9-20-09

hi everybody

1 – we have recently made significant progress in streamlining the DDP with the EA

A – we will no longer require participants to mail us the original signed 1096’s

B – instead, everybody will be required to complete (by typing the required information) the 2848, print the document (2 pages), sign it in BLUE INK and scan and email it back or upload it into the agent’s g-docs

C – this will save many people a lot time as we streamline and fine tune this process

2 – any participant who has a B of A secured loan should see a restructuring of that loan (in the form of a letter, statement, etc. from B of A) as early as October – we will let you know as soon as we see something in writing to indicate a change to someone’s account (proof).

A – we have been told that this will be a temporary (band-aid) reduction/restructuring and that the DDP will ultimately deliver a more significant reduction/restructuring (surgery)

B – please keep in mind that we will need a copy of any and all correspondence (with positive results as a results of the DDP), statements, etc. from each of your lenders as you receive them in the mail, by e-mail, online, etc. - we will use these documents for many reasons including calculation of fees, calculation of commissions, proof (of course after we have whited out any personal information), etc.

3 – also, we are making some changes to the agent guide, the service agreement, the form 100 and the faq so please look inside the ddpagent gmail account to stay updated with current forms /information

thanks again for all of your patience during this jello floor stage - we are all looking forward to seeing some positive results/proof VERY SOON!